All Systems Go: Launching a Small Business (and the Tools You'll Need)

Posted by Andreas Christodoulou

Description :

Happy New Year everyone!

Starting a business requires an ample selection of tools to make operations manageable. Without them, you'd spend more time with its administration than selling and customer interaction.

Where's the fun in that? Almost 1 million businesses are launched each year with most being small operations. This is an interesting trend because it shows the viable nature of starting a business where before launching was heavily determined by access to finances and resources.

Perhaps the tools make the difference? I think so. I haven't launched a brick & mortar operation but I have started several successful, online businesses. Many tools I use are same (or similar) to those found in many, other small businesses. I can reaffirm this based on my networking and business with owners.

What common ground did I find with business tools?

1. Payment Processing

All businesses need a form of payment gateway services to complete transactions. Brick and mortar stores will likely use Point-of-Sale systems whereas online businesses rely on shopping cart software.

2. Accounting

The first year in business comes as a shock when it's time to pay taxes. Business taxes depend on its organization, profits, and expenses. Average business tax rates are usually 19.8%.

Accounting software is a must to keep income and expenses in order. Both TurboTax and Quickbooks make great options for small business owners.

3. Legal or business document(s)

All businesses should have a business plan to keep efforts aligned and to improve their chances to secure funding through loans and investments. Other important documents may include a bill of lading, trademarks, seller's permits, and more.

Legal and business documents are costly if they're created by professionals. Like taxes, a small business owner may use tools to create these items in-house. 

Tools include DocuSign and Formswift.

4. Computer and mobile hardware

What's a business to do if team members don't have access to computers, mobile devices, and the Web? These two sets of tools, alone, present many opportunities -- including:

• Access to website building tools

• Mobile CRM and networking tools

• Social media marketing and always-on monitoring

• Warehouse management and logistics

• Payroll and time management software

These tools become vital for its launch as Web efforts will generally lead to high engagement, low-cost marketing campaigns to build awareness and sales.

Also, businesses may choose to bring advertising and marketing creative design in-house by making flyers, posters, brochures, and business cards for a fraction of the costs if done by a designer. 

Tools all small businesses will want to explore include Salesforce, Hootsuite, Wix, and ADP.

5. Business Intelligence

BI tools give small business owners insights into the business operations and organization. Data is uploaded to these tools to compile information and records to produce actionable reports.

Microsoft Power BI offers a free version of their tool many small business owners may want to explore if they feel it provides a benefit.

6. Helpdesk

Gathering customer (and employee) feedback is tedious if these items are stored and organized through traditional filing systems.

Helpdesk software sits on your workplace hardware. Or, it's cloud-based. These tools create a gateway for feedback and handling issues. Other benefits include:

• A central hub for FAQ's

• User roles and hierarchy for management

• Community forums to crowdsource help

There's a Tool for Everything

No matter the task or problem... there's a tool to provide a solution. Yes, each tool you introduce will produce a learning curve and time investment. But, they will greatly reduce the tedious tasks.

This frees more of your time to work on the enjoyable activities like interacting with customers, exploring new ventures, and nurturing team cohesion.

I've found most businesses all use one or all types of these tools. Though, ask your fellow entrepreneurs for extra pointers and suggestions.

*by andreascy*

Making BYOD Work For Your Company

Posted by Andreas Christodoulou

Description :

Many businesses are getting in tune with the digital age, and one of the ways they are doing it is by adopting a bring your own device (BYOD) policy for employees. 

It is a process that has been somewhat slow to be fully adopted by businesses for a few reasons. First, many employers are hesitant to let their employees store private company documents on their own devices for fear that the privacy is compromised. Also, if certain business applications and log ins are used on the employee devices, and the employee leaves to go work for a rival company, they can still view and log in to those applications. 

Through mobile device management (MDM), your business can take the necessary steps in making sure that it will not get burned by instituting a BYOD policy. In fact, the two go hand in hand. In order to execute a safe BYOD policy, companies also need to employ an MDM strategy. Mobile communication companies like BlackBerry have been offering MDM solutions for several years. As the BYOD and MDM trend continue to gain interest, services are becoming even more readily available.

Since BYOD policies are gaining much attention, companies are starting to realize the importance of some of the benefits, such as saving money on hardware, reserving IT resources and creating employee satisfaction. Companies still have to be careful when implementing a BYOD policy because no two companies are identical, so your approach should be tailored. 

Here are a few management best practices to help make BYOD work for your company:

• It is important, first and foremost, to have your employees agree to all levels of a BYOD policy, and do it in writing. This will help all parties maintain a smooth working relationship within the BYOD policy.

• The policy should be clear on what happens if the device is lost or stolen. Companies have the capability to wipe out all of the data associated with their private documents to prevent unauthorized access. 

• Business documents and personal documents need to be divided from each other. This can be done through good application management and programming.

• The policy also needs to clearly state that the devices be compliant with laws and regulations specific to the company’s industry. For example, if you work in government, you need to make sure that by having a BYOD policy, you aren’t violating any legal or confidentiality policies.

• There needs to be a policy about what to do with the device if an employee is terminated for any reason. People change jobs all the time, and you’d hate for them to be able to access all of your company documents after their time there is done, especially if they move on to work for a rival company.

• Lastly, your BYOD policy needs to clearly state that each employee needs to follow specific security guidelines. All personal devices used in a BYOD policy must be secure so as they cannot be exposed to malware, viruses, hacks or any other security breach.

RECOMMENDED: BYOD in Call Centers: Innovation or Disaster?

Since there isn’t a one-size-fits-all approach when it comes to a BYOD policy, there is definitely a way to cater it so it works for your company. 

*by andreascy*

The Best Graphics Cards of 2013

Posted by Andreas Christodoulou

Description :

What's the golden rule of building a gaming rig? You don't skimp on the GPU. Processors, RAM, hard drives and accessories can all be sacrificed without sabotaging the experience, but the graphics card is the heart of any gaming PC. 

It doesn't matter if it's a $500 budget machine or a $3,000 powerhouse.

Finding a balance between quality and price is tough. AMD and Nvidia are the two big manufacturers regarding chipsets (Radeon and GeForce), but several third-party companies assemble the actual video cards and add the memory.

Gigabyte GV-N670OC-2GD

Chipset: GeForce GTX 670

Memory: 2GB

Price: $285 on Newegg

This is the perfect card for the budget builder. The 670 is a middle-road chip from Nvidia capable of handling high settings from fan favorites like Skyrim and some GTA IV resolution mods. It's new anti-aliasing mode helps eliminate most of the jagged edges during gameplay without sacrificing frame rate, and you can game on three monitors from a single card (4-way SLI is optional if you want to go crazy).

On top of that, Gigabyte houses 2GB of video RAM on the card, which is standard, and keeps it all cool with three massive fans — all for less than $300.

EVGA 03G-P4-2784-KR

Chipset: GeForce GTX 780

Memory: 3GB

Price: $520 on Amazon

So the GTX 670 doesn't quite wet your whistle. We get it. You want to run that new Battlefield 4 download on ultra-high settings while gaming on several monitors. But at the same time, you're not made of money. The 780 is one of Nvidia's top chipsets and, while the price seems high at $520, it's actually modest in comparison to others (don't worry, we'll get to those).

The extra gigabyte of memory makes a difference too, as games like BF4 list 3GB as the recommended dosage for video memory. Any gaming PC equipped with an i7 and 16GB of RAM should have a card like this.

Sapphire Vapor-X

Chipset: Radeon HD 7970

Memory: 3GB

Price: $385 on Newegg

Nvidia and AMD are a bit like Ford and Chevrolet. Each have loyalists who swear by the product's superiority, but in the end it's really two versions of the same beast. The Radeon HD 7970 is the chipset from AMD that's comparable to a GTX 770 from Nvidia. Both chips can manage high to ultra-high settings on modern games and handle all the shadowing, smoothing and anti-aliasing a game can challenge.

The 3GB of memory is on par with any mid- to high-end card, and the Radeon is capable of 4K resolution if you can actually afford one of the displays.

EVGA 06-P4-2791-KR

Chipset: GeForce GTX Titan

Memory: 6GB

Price: $1,010 on SuperBiiz

Alright, no more child's play. You want the biggest, baddest video card on the market and you don't care what it costs. Nvidia has you covered. The GTX Titan is, by leaps and bounds, the sexiest chipset in gaming graphics. It packs every feature under the sun and is backed with 6GB of memory that could likely handle two games at once. This card doesn't run ultra-high settings on just today's games, but will run top-notch without skipping a frame for any 2014 game as well. It's a clean grand to buy, but this card is a Ferrari among Mustangs.

SEE ALSO: Game-Changing Reasons Why Parents Can Say Yes to Video Games

Be sure to leave your thoughts – feedback is highly appreciated. Oh and SUBSCRIBE! ;)

*by andreascy*

Stay Safe While Shopping Online This Cyber Monday

Posted by Andreas Christodoulou

Description :

Hi friends! We are friends by now, right? :) Cybercrime costs the U.S. economy anywhere from $24 to 120 billion each year, the Center for Strategic and International Studies reports. 

This year, get the jump on your Cyber Monday holiday shopping safely by protecting your computer with these eight tips.

1. Use antivirus software - Antivirus software alerts you to malware, spyware or keylogging software installed on your computer. Most antivirus programs also spot phishing scams, which attempt to steal your information by posing as legitimate entities (i.e. your bank). Keep your antivirus software up to date and running this holiday season to stave off cybercrime.

2. Be wary of too-good-to-be-true email offers - If you see an incredible-sounding offer (say, 80 percent off Sephora's new arrivals), check the store's website or CyberMonday.com, a site that lists legitimate Cyber Monday offers. If Sephora is offering the same deal, you know it's legit and you can shop with confidence.

3. Shop securely - Type in the store's actual Web address when searching for deals. For example, go to Macy's site directly when searching for deals instead of relying on a potential scam email or link on an unfamiliar site. A secured Website keeps your data protected so that others may not view it during transmission. Secured sites use https instead of http. If you are trying to check out and you do not see the S there, hold off on your purchase. Someone may swipe your credit card number.

4. Protect your network - Protect your home wireless with a password to stay safe. While you might browse the internet at your local library or coffee shop, don't purchase anything if their network is not secured.

5. Log off, don't just close the window - You bought those stocking stuffers from Target and paid after making sure the page was secured. Don't just close the webpage window, log out of your Target account first. This prevents thieves from stealing your personal or financial information because you left your information logged in.

6. Pay with credit and watch your account - Paying with credit cards is often more secure than a debit card purchase. Keep an eye on your account for fraudulent activity in the days and weeks to come. If you see fraudulent activities, file a claim with the credit card company. Many credit card companies also screen for unusual transactions. So, if someone in Romania tries to purchase $1000 worth of computing equipment, a red flag goes up as this is obviously not consistent with your purchasing behavior. The transaction will not go through and you'll be notified.

7. Update that web browser - Using an old version of IE or Firefox can leave you vulnerable, according to the Chicago Tribune. Protect your finances by updating your browser when asked.

8. Use smart passwords - When signing up as a store customer online, select a strong password that combines letters, numbers and special characters. There are encryption apps you can use to make your password hard to hack, such as KeePass. If you're worried about forgetting an encrypted password, use a memorization tool like Dashlane.

RECOMMENDED: Top Ten Best Cars of 2014 Under $60K

Hope you found something useful in the above tips. Are there any extra details you’d like to know? Please don't forget to join our Facebook fan page and spread our voice to your friends and other social circles. Stay tuned for more!

*by andreascy*

How To Shop Black Friday Like A Pro

Posted by Andreas Christodoulou

Description :

Black Friday is a great day to get huge TVs, powerful laptops and an array of other products for incredibly low prices. 

If you're new to Black Friday shopping, or if you just want to learn how the pros do it, then follow these tips. You'll be finding the best sales without breaking a sweat.

Be Focused

The first thing that you have to do is being focused. Most people who shop on Black Friday love the amazing sales, but they are just going to buy anything that's cheap. This approach makes it difficult to find the best stores with your favorite products. What do you really want to buy? For example, let's say that you want a new laptop. After figuring out what you want, you can then compare the different stores that offer good laptops to see which one has the best price. Researching the price shouldn't be hard. You can check flyers and inserts, the store's website or check online for the latest Black Friday deals. You should bring the flyer or insert with you to ensure that you get the right price.

Make a Plan

Most people don't just visit one store on Black Friday. If you want to do a lot of shopping, like early Christmas shopping, then you'll want to make a plan to ensure that you visit every store on your list. You should organize your list based on which products you want the most. If you want a laptop, then visit a store with computers before going anywhere else. This ensures that you get the things that you really want, and anything else is just a bonus.

Small Stores

The big brands always advertise Black Friday sales, which causes a lot of people to visit them. Best Buy, Target and other similar stores have lots of sales, but they also have long lines. Consider visiting smaller stores. Due to public demand, nearly every store will have deep discounts on this day. You can call the store or visit the website to see what sales will be offered.

Social Media

Social media will be your best friend on Black Friday. Many retailers will issue last-minute coupons to ensure the highest number of sales. You should follow any retailers that you plan to visit on Black Friday. This will ensure that you get these coupons if they are issued, and you might get updates about new discounts.

Join Forces

Do you have a friend, spouse or child that loves shopping just as much as you? Then join forces to make Black Friday that much easier. For example, you can run to the cheapest product while the other person gets a cart or rushes to find another cheap product that you both want.

Be Comfortable

If you're going to be out all day, then ditch that bulky winter jacket for something more comfortable. It's a much better idea to dress in layers so that you can just remove one or two things to get comfortable. Those bulky jackets will make you feel tired halfway through your shopping because you'll be sweaty and uncomfortable.

SEE ALSO: Four Interesting Graduation Present Ideas

I love to blog about mobile phones and shopping tips. I recommend buying a smartphone from AT&T on Black Friday to take advantage of the biggest holiday saving.

*by andreascy*

Will You be the Next Victim of Laptop Theft?

Posted by Andreas Christodoulou

Description :

Laptop theft is becoming increasingly common, which should concern you if you own one. FBI statistics say that 97 percent of stolen computers will never be recovered. Statistics also report that 1,600 laptops are stolen daily in the United States alone. 

Today, we can safely assume the number to have increased greatly. If you own a laptop, chances are 1 in 10 that your laptop will be stolen.

Data Loss

The hardest thing to swallow about the theft of a laptop is always the loss of the data it contains. Family pictures, music libraries, and, of course, sensitive documents all vanish in the blink of an eye. Most laptop users also have their passwords saved on the laptops, so it's easy enough for the thieves to hack into accounts and gather enough material to commit other crimes, such as identity theft.

If we look at the theft of laptops belonging to large corporations, the fallout of the loss of a laptop can be extremely difficult to contain. Organizations lose several thousand dollars, at the very least, every time a laptop belonging to one of their employees is stolen. In 2004, Software Insurance claimed that over 600,000 laptops had been stolen, which caused a hardware loss amounting to $720 million and information losses estimated at $5.4 billion. Clearly, the loss of the hardware does not hurt as much as the loss of the data on the laptop.

Protecting Yourself against Laptop Theft

The only way to guarantee that your laptop won't be stolen is to keep your eye on it all the time. Of course that's not always possible. Luckily, there are several ways in which you can reduce the chances of your laptop being stolen and protect your data from being compromised.

To protect your laptop from being stolen, you can use either an alarm or chains to keep it attached to something immobile. Since a large number of laptops are stolen by thieves breaking into offices, you can prevent yours from being stolen by keeping it attached to something solid and immovable. Alarms can alert you or a security guard in the event someone tries to steal your laptop by breaking the lock.

Unfortunately, there are no foolproof ways to protect your data, as a determined attacker will eventually get in no matter the levels of encryption or password protections you use. But you can use a combination of biometric scanners, tracking software, data encryption, BIOS passwords, drive locks, and OS passwords to make it as difficult as possible for a thief to steal your data.

Laptop tracking software will help you recover your laptop only if the thief isn't smart and connects to the Internet. Full Disk Encryption is a popular approach to protecting data. It is inexpensive and easy to maintain, but, like other methods, can be cracked.

In the end, it's best to be realistic and prevent the theft of your laptop from ever happening, since it's statistically improbable that you'll be among the 3 percent who have recovered their computers after a theft.

READ ALSO: The Mobile Kill Switch Is In Effect: Here’s What You Need To Know

For more tips on laptop safety, i suggest researching protection software and products. 

*by andreascy*

SAP FICO - What Are Some Of The Advantages

Posted by Andreas Christodoulou

Description :

There are plenty of reasons why enterprise software is quickly becoming a necessary and popular option. Business organizations have to deal with a lot of complexity in their immediate business environments. However, they have to be smart about this and also keep one eye on the present and the other on the future.

But, managing a business environment fraught with complexities is not an easy task. And this is where enterprise software such as SAP can play a huge role.

What are some of the areas in which SAP can come into play? 

Almost every area of enterprise operations; which essentially means extremely large-scale operations; can benefit from SAP. Broadly speaking, software is implemented in areas such as: 

•  Resource management

•  Materials and supply chain management 

•  Customer relationship management 

•  Mobility networks 

•  Finance and control 

When it comes to finance and control, one of the most popular modules of SAP is SAP FICO which stands for Financials and Controlling. 

What are the benefits of learning or using SAP FICO? 

A business organization can realize plenty of advantages to having streamlined and effective financial and controlling mechanisms in place. These mechanisms can extend to almost every aspect of business operations and can bring about some really wide reaching and in-depth changes and benefits. 

Thus, by learning and implementing SAP FICO, a business organization can encompass different aspects of its financial framework. 

Specific aspects that can be addressed with SAP FICO 

A business organization needs to meet internal policies and external governance requirements. One of the ways in which it can do so is by implementing integrated financial reporting structures. 

This simply means that the software for SAP FICO can be integrated with sales, distribution, materials management and so on. With SAP FICO certification or capabilities, one can address issues and areas such as: 

•  Accounts payable

•  Accounts receivable 

•  Bank accounting

•  General and other ledgers

•  Cost and profit centers

•  Management of different financial assets

There is also quite a lot of emphasis on organizational structure and management of fixed assets. Both of them are extremely important for any enterprise professional. 

Automation of processes 

At enterprise levels, almost every aspect of business is heavily automated. With SAP FICO in place, an enterprise can enjoy automation and simpler management of all its financial operations. This also gives the enterprise an opportunity to comply with various federal regulations and also meet accounting standards all across the globe. It can get pretty cumbersome and perhaps even impossible for manual controls of the same. And this is where training in SAP FICO comes into play. 

Career prospects 

Learning SAP FICO can also help an individual enhance his career prospects with recruiters in industries such as: 

•  Finance 

•  Information technology

•  Hardware manufacturers

•  Knowledge processing industries

•  Banking sectors

It is quite interesting indeed to be equipped with knowledge on various aspects of finance and control because it vastly improves the employability of an individual. Considering the fact that SAP training is constantly getting updated with the latest technology and methods of operating specific aspects of business, it does become relevant for an individual to undergo periodic training and update his knowledge levels as well. 

RECOMMENDED: Top 3 Tech Tools for Managers That Mean Business

What’s one thing you’re hoping to learn as a member of our community? Let me know by leaving a comment below.

*by andreascy*

Record Breaking Wi-Fi

Posted by Andreas Christodoulou

Description :

Researchers from the Fraunhofer Instiute at the Karlsruhe Institute of Technology have set a new Wi-Fi speed record of 40GB per second - by creating new hardware and using higher radio frequencies. 

The Dawning of a New Day

Essentially these researchers are now able to transmit 10 high-definition feature films per second, over a 0.6 mile distance. Their technology could fill a 4TB drive in under 100 seconds (1 min 40 seconds) when running at full speed (well, in theory it could, but currently no SSD or HDD could hope to keep up with it).

This development is excellent news for any gamer or movie addict as entire episodes or games could be downloaded within seconds, as opposed to hours - once it becomes commercially available. The motivation behind the project is to help Germany catch up to its neighbours as it is currently behind in terms of fibre network adoption.

In fact, the research, which was sponsored by the German Federal Ministry of Education and Research to the tune of €2 million, was conducted to find an alternative to fibre optic cable. It seems that the researchers, at least, believe that they’ve succeeded with project leader, Professor Ingmar Kallfass, reporting that; “We have managed to develop a radio link based on active electronic circuits, which enables similarly high data rates as in fiber-optic systems, therefore allowing seamless integration of the radio link”.

Why it Works

Mashable’s Jesse Emspak explains that what makes this high-speed Wi-Fi possible is a combination of ‘better hardware’ and the use of higher radio frequencies. The “better hardware” is what researchers are calling their transmitter and receiver chips which are quite compact; measuring 4 x 1.5mm2 . Kallfass and his team believe that the set of chips could be integrated into compact ICs.

The second component is the use of higher radio frequencies - 240 gigahertz in this instance. Most Wi-Fi networks operate at either 2.4 or 5GHz and higher frequencies can experience atmospheric interference. It would seem, however, that 240 GHz is not affected and, as such massive amounts of data can be sent over this wavelength. Emspak explains that; “The high frequencies are necessary for moving lots of data - the number of bits that can travel over the airwaves is inversely proportional to the wavelength. The shorter the wavelength, the more data that can go in a given time”.

The technology has already been tested over a distance of one kilometer (linking two skyscrapers) and certainly seems to be quite robust when it comes to bad weather.

Possible Applications

Apart from faster download speeds in central areas, another application for the tech could be use in rural areas where it is too difficult to lay down fibre optic cables; as these transmissions will be able to go much further than a current Wi-Fi router could manage. Should this prove to be the case it would mean a breakthrough for people working between buildings or in the countryside.

At present the technology has not been made available commercially but, once it is it looks set to change the way many people around the world use their computers. Just think of the possibilities; email hosting services could be accessed from more locations, videos could be downloaded in the blink of an eye and people in areas that were traditionally isolated could soon have internet access. It truly is the dawning of a new day. 

 READ ALSO: Search Engines and Web Hosting - The Best Combination

Keep pushing up higher! 💪

*by andreascy*